Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 13,036,000 | 13,365,000 | 13,840,000 | 14,123,000 |
| Total loans | 9,454,000 | 9,348,000 | 9,695,000 | 9,969,000 |
| Allowance for loan losses | 19,000 | 19,000 | 19,000 | 19,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,000 | 64,000 | 67,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,214,000 | 11,779,000 | 12,415,000 | 12,724,000 |
| Interest-bearing deposits | 11,214,000 | 11,779,000 | 12,415,000 | 12,724,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,360,000 | 1,376,000 | 1,383,000 | 1,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 285,000 | 426,000 | 570,000 |
| Interest expense | 46,000 | 91,000 | 138,000 | 185,000 |
| Net interest income | 98,000 | 194,000 | 288,000 | 385,000 |
| Noninterest income | 5,000 | 13,000 | 18,000 | 26,000 |
| Noninterest expense | 72,000 | 158,000 | 256,000 | 356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 49,000 | 50,000 | 55,000 |
| Income tax | 7,000 | 10,000 | 4,000 | 0 |
| Net income | 24,000 | 39,000 | 46,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,360,000 | 1,376,000 | 1,383,000 | 1,392,000 |
| Total capital | 1,379,000 | 1,395,000 | 1,402,000 | 1,411,000 |
| Risk-weighted assets | 6,294,000 | 6,354,000 | 6,602,000 | 6,714,000 |