Call reports 2013
SEAWAY BANK AND TRUST COMPANY — 2013
What SEAWAY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 562,069,000 | 556,450,000 | 551,589,000 | 556,539,000 |
| Total loans | 286,723,000 | 284,027,000 | 288,999,000 | 286,727,000 |
| Allowance for loan losses | 18,801,000 | 20,326,000 | 21,301,000 | 19,991,000 |
| Securities available for sale | 194,030,000 | 188,439,000 | 183,291,000 | 179,989,000 |
| Securities held to maturity | 1,260,000 | 1,217,000 | 1,319,000 | 1,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,528,000 | 493,615,000 | 495,191,000 | 505,971,000 |
| Interest-bearing deposits | 429,590,000 | 422,646,000 | 421,422,000 | 417,609,000 |
| Noninterest-bearing deposits | 64,938,000 | 70,969,000 | 73,769,000 | 88,362,000 |
| Equity capital | 46,926,000 | 43,004,000 | 40,268,000 | 38,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,909,000 | 12,881,000 | 18,471,000 | 24,091,000 |
| Interest expense | 826,000 | 1,587,000 | 2,313,000 | 2,999,000 |
| Net interest income | 5,083,000 | 11,294,000 | 16,158,000 | 21,092,000 |
| Noninterest income | 2,263,000 | 4,608,000 | 7,211,000 | 9,679,000 |
| Noninterest expense | 6,537,000 | 13,184,000 | 19,845,000 | 27,190,000 |
| Provision for loan losses | -3,247,000 | -1,513,000 | 901,000 | 1,800,000 |
| Pretax income | 4,056,000 | 4,231,000 | 2,675,000 | 1,833,000 |
| Income tax | 1,623,000 | 1,692,000 | 1,070,000 | 863,000 |
| Net income | 2,433,000 | 2,539,000 | 1,605,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,070,000 | 43,018,000 | 41,508,000 | 40,213,000 |
| Total capital | 45,319,000 | 46,199,000 | 44,919,000 | 43,687,000 |
| Risk-weighted assets | 244,355,000 | 237,273,000 | 254,933,000 | 261,333,000 |
Machine access — free, no API key
Every figure shown here about SEAWAY BANK AND TRUST COMPANY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.