Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 215,287,000 | 216,472,000 | 231,048,000 | 230,264,000 |
| Total loans | 157,863,000 | 158,819,000 | 171,094,000 | 166,315,000 |
| Allowance for loan losses | 1,937,000 | 1,945,000 | 1,987,000 | 1,961,000 |
| Securities available for sale | 27,103,000 | 28,298,000 | 28,191,000 | 27,284,000 |
| Securities held to maturity | 13,390,000 | 13,053,000 | 12,606,000 | 11,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,312,000 | 182,068,000 | 187,627,000 | 199,022,000 |
| Interest-bearing deposits | 132,926,000 | 133,793,000 | 138,609,000 | 140,325,000 |
| Noninterest-bearing deposits | 53,386,000 | 48,275,000 | 49,018,000 | 58,697,000 |
| Equity capital | 26,537,000 | 27,361,000 | 28,230,000 | 29,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,753,000 | 5,586,000 | 8,597,000 | 11,624,000 |
| Interest expense | 797,000 | 1,556,000 | 2,444,000 | 3,346,000 |
| Net interest income | 1,956,000 | 4,030,000 | 6,153,000 | 8,278,000 |
| Noninterest income | 143,000 | 283,000 | 442,000 | 587,000 |
| Noninterest expense | 1,064,000 | 2,101,000 | 3,204,000 | 4,372,000 |
| Provision for loan losses | 10,000 | 25,000 | 60,000 | 40,000 |
| Pretax income | 1,022,000 | 2,186,000 | 3,320,000 | 4,445,000 |
| Income tax | 189,000 | 407,000 | 619,000 | 829,000 |
| Net income | 833,000 | 1,779,000 | 2,701,000 | 3,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,723,000 | 23,387,000 | 24,027,000 | 24,664,000 |
| Total capital | 24,660,000 | 25,338,000 | 26,013,000 | 26,624,000 |
| Risk-weighted assets | 176,779,000 | 180,302,000 | 188,675,000 | 186,955,000 |