Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 206,057,000 | 215,891,000 | 223,265,000 | 223,710,000 |
| Total loans | 148,318,000 | 155,602,000 | 162,072,000 | 161,160,000 |
| Allowance for loan losses | 1,707,000 | 1,752,000 | 1,862,000 | 1,927,000 |
| Securities available for sale | 25,505,000 | 26,948,000 | 28,777,000 | 27,337,000 |
| Securities held to maturity | 14,536,000 | 14,450,000 | 14,596,000 | 13,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,836,000 | 182,103,000 | 185,926,000 | 194,866,000 |
| Interest-bearing deposits | 134,192,000 | 141,265,000 | 136,307,000 | 142,698,000 |
| Noninterest-bearing deposits | 43,644,000 | 40,838,000 | 49,619,000 | 52,168,000 |
| Equity capital | 24,515,000 | 24,944,000 | 25,905,000 | 25,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 5,209,000 | 8,061,000 | 10,922,000 |
| Interest expense | 885,000 | 1,742,000 | 2,808,000 | 3,860,000 |
| Net interest income | 1,673,000 | 3,467,000 | 5,253,000 | 7,062,000 |
| Noninterest income | 145,000 | 296,000 | 459,000 | 601,000 |
| Noninterest expense | 993,000 | 1,973,000 | 3,008,000 | 4,063,000 |
| Provision for loan losses | 5,000 | 50,000 | 160,000 | 225,000 |
| Pretax income | 822,000 | 1,733,000 | 2,541,000 | 3,376,000 |
| Income tax | 148,000 | 318,000 | 473,000 | 624,000 |
| Net income | 674,000 | 1,415,000 | 2,068,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,937,000 | 21,395,000 | 21,768,000 | 22,171,000 |
| Total capital | — | 23,147,000 | 23,630,000 | 24,098,000 |
| Risk-weighted assets | — | 178,149,000 | 181,964,000 | 186,868,000 |