Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 204,956,000 | 208,390,000 | 213,985,000 | 218,321,000 |
| Total loans | 136,885,000 | 140,792,000 | 149,651,000 | 153,142,000 |
| Allowance for loan losses | 1,597,000 | 1,602,000 | 1,657,000 | 1,702,000 |
| Securities available for sale | 33,559,000 | 32,437,000 | 30,613,000 | 27,926,000 |
| Securities held to maturity | 15,295,000 | 14,760,000 | 15,020,000 | 14,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,958,000 | 174,461,000 | 178,471,000 | 186,132,000 |
| Interest-bearing deposits | 121,736,000 | 120,857,000 | 129,530,000 | 134,214,000 |
| Noninterest-bearing deposits | 56,222,000 | 53,604,000 | 48,941,000 | 51,918,000 |
| Equity capital | 23,058,000 | 23,046,000 | 22,962,000 | 24,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,321,000 | 6,757,000 | 9,326,000 |
| Interest expense | 421,000 | 961,000 | 1,769,000 | 2,764,000 |
| Net interest income | 1,661,000 | 3,360,000 | 4,988,000 | 6,562,000 |
| Noninterest income | 144,000 | 285,000 | 437,000 | 581,000 |
| Noninterest expense | 1,005,000 | 2,064,000 | 3,036,000 | 3,967,000 |
| Provision for loan losses | 25,000 | 30,000 | 85,000 | 130,000 |
| Pretax income | 782,000 | 1,562,000 | 2,320,000 | 3,076,000 |
| Income tax | 140,000 | 279,000 | 414,000 | 547,000 |
| Net income | 642,000 | 1,283,000 | 1,906,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,615,000 | 19,859,000 | 20,202,000 | 20,544,000 |
| Total capital | 21,212,000 | 21,461,000 | 21,859,000 | 22,246,000 |
| Risk-weighted assets | 157,764,000 | 162,142,000 | 169,509,000 | 173,020,000 |