Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,547,000 | 191,522,000 | 192,821,000 | 205,033,000 |
| Total loans | 123,340,000 | 127,209,000 | 137,506,000 | 136,075,000 |
| Allowance for loan losses | 1,550,000 | 1,551,000 | 1,556,000 | 1,572,000 |
| Securities available for sale | 27,906,000 | 34,904,000 | 25,779,000 | 33,726,000 |
| Securities held to maturity | 17,946,000 | 15,637,000 | 15,346,000 | 14,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,355,000 | 164,052,000 | 160,926,000 | 167,015,000 |
| Interest-bearing deposits | 120,281,000 | 117,545,000 | 115,524,000 | 114,005,000 |
| Noninterest-bearing deposits | 47,074,000 | 46,507,000 | 45,402,000 | 53,010,000 |
| Equity capital | 22,471,000 | 22,377,000 | 22,158,000 | 22,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,913,000 | 4,632,000 | 6,557,000 |
| Interest expense | 110,000 | 229,000 | 433,000 | 803,000 |
| Net interest income | 1,301,000 | 2,684,000 | 4,199,000 | 5,754,000 |
| Noninterest income | 125,000 | 269,000 | 414,000 | 556,000 |
| Noninterest expense | 729,000 | 1,435,000 | 2,332,000 | 3,345,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 692,000 | 1,508,000 | 2,266,000 | 2,940,000 |
| Income tax | 144,000 | 314,000 | 432,000 | 565,000 |
| Net income | 548,000 | 1,194,000 | 1,834,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,060,000 | 20,406,000 | 20,746,000 | 19,292,000 |
| Total capital | 21,610,000 | 21,957,000 | 22,302,000 | 20,864,000 |
| Risk-weighted assets | 144,852,000 | 148,249,000 | 158,034,000 | 157,883,000 |