Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,404,000 | 153,071,000 | 161,146,000 | 165,941,000 |
| Total loans | 117,972,000 | 123,997,000 | 124,383,000 | 120,682,000 |
| Allowance for loan losses | 1,462,000 | 1,457,000 | 1,488,000 | 1,513,000 |
| Securities available for sale | 3,153,000 | 2,709,000 | 5,162,000 | 5,470,000 |
| Securities held to maturity | 10,301,000 | 12,014,000 | 13,085,000 | 13,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,441,000 | 123,986,000 | 133,066,000 | 139,157,000 |
| Interest-bearing deposits | 89,179,000 | 94,270,000 | 101,064,000 | 99,751,000 |
| Noninterest-bearing deposits | 29,262,000 | 29,716,000 | 32,002,000 | 39,406,000 |
| Equity capital | 20,867,000 | 21,113,000 | 21,829,000 | 22,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,322,000 | 4,964,000 | 6,608,000 |
| Interest expense | 240,000 | 436,000 | 615,000 | 785,000 |
| Net interest income | 1,418,000 | 2,886,000 | 4,349,000 | 5,823,000 |
| Noninterest income | 202,000 | 407,000 | 778,000 | 1,315,000 |
| Noninterest expense | 858,000 | 1,694,000 | 2,597,000 | 3,554,000 |
| Provision for loan losses | 0 | 25,000 | 55,000 | 83,000 |
| Pretax income | 750,000 | 1,566,000 | 2,467,000 | 3,496,000 |
| Income tax | 155,000 | 355,000 | 538,000 | 723,000 |
| Net income | 595,000 | 1,211,000 | 1,929,000 | 2,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,051,000 | 17,273,000 | 17,997,000 | 18,297,000 |
| Total capital | 18,513,000 | 18,730,000 | 19,485,000 | 19,810,000 |
| Risk-weighted assets | 128,384,000 | 132,923,000 | 135,669,000 | 132,280,000 |