Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,521,000 | 144,949,000 | 146,782,000 | 148,432,000 |
| Total loans | 113,075,000 | 116,039,000 | 118,638,000 | 118,050,000 |
| Allowance for loan losses | 1,364,000 | 1,399,000 | 1,456,000 | 1,461,000 |
| Securities available for sale | 5,092,000 | 5,364,000 | 4,854,000 | 3,638,000 |
| Securities held to maturity | 9,878,000 | 9,158,000 | 9,028,000 | 9,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,775,000 | 120,166,000 | 119,190,000 | 115,070,000 |
| Interest-bearing deposits | 89,065,000 | 98,317,000 | 96,768,000 | 86,249,000 |
| Noninterest-bearing deposits | 26,710,000 | 21,849,000 | 22,422,000 | 28,821,000 |
| Equity capital | 18,995,000 | 19,295,000 | 19,947,000 | 20,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,263,000 | 5,020,000 | 6,718,000 |
| Interest expense | 264,000 | 576,000 | 887,000 | 1,168,000 |
| Net interest income | 1,291,000 | 2,687,000 | 4,133,000 | 5,550,000 |
| Noninterest income | 226,000 | 456,000 | 766,000 | 1,173,000 |
| Noninterest expense | 869,000 | 1,712,000 | 2,615,000 | 3,573,000 |
| Provision for loan losses | 5,000 | 40,000 | 95,000 | 130,000 |
| Pretax income | 648,000 | 1,395,000 | 2,199,000 | 3,030,000 |
| Income tax | 134,000 | 290,000 | 456,000 | 628,000 |
| Net income | 514,000 | 1,105,000 | 1,743,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,214,000 | 15,481,000 | 16,125,000 | 16,450,000 |
| Total capital | 16,578,000 | 16,880,000 | 17,581,000 | 17,911,000 |
| Risk-weighted assets | 123,486,000 | 124,604,000 | 128,859,000 | 130,221,000 |