Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,211,000 | 140,736,000 | 139,676,000 | 137,581,000 |
| Total loans | 108,458,000 | 107,727,000 | 111,051,000 | 106,290,000 |
| Allowance for loan losses | 1,354,000 | 1,365,000 | 1,363,000 | 1,367,000 |
| Securities available for sale | 8,043,000 | 7,115,000 | 6,243,000 | 6,480,000 |
| Securities held to maturity | 8,588,000 | 10,018,000 | 9,885,000 | 9,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,007,000 | 111,064,000 | 110,334,000 | 108,317,000 |
| Interest-bearing deposits | 88,992,000 | 87,782,000 | 88,736,000 | 82,021,000 |
| Noninterest-bearing deposits | 27,015,000 | 23,282,000 | 21,598,000 | 26,296,000 |
| Equity capital | 16,749,000 | 17,250,000 | 17,127,000 | 17,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,770,000 | 4,244,000 | 5,683,000 |
| Interest expense | 117,000 | 256,000 | 437,000 | 606,000 |
| Net interest income | 1,197,000 | 2,514,000 | 3,807,000 | 5,077,000 |
| Noninterest income | 224,000 | 481,000 | 743,000 | 1,176,000 |
| Noninterest expense | 971,000 | 1,824,000 | 2,701,000 | 3,624,000 |
| Provision for loan losses | 0 | 10,000 | 15,000 | 35,000 |
| Pretax income | 449,000 | 1,159,000 | 1,832,000 | 2,592,000 |
| Income tax | 146,000 | 370,000 | 588,000 | 996,000 |
| Net income | 303,000 | 789,000 | 1,244,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,952,000 | 13,443,000 | 13,328,000 | 13,696,000 |
| Total capital | 14,306,000 | 14,808,000 | 14,691,000 | 15,063,000 |
| Risk-weighted assets | 119,810,000 | 118,693,000 | 121,535,000 | 116,941,000 |