Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,155,000 | 138,821,000 | 138,100,000 | 137,052,000 |
| Total loans | 104,495,000 | 106,187,000 | 107,684,000 | 106,052,000 |
| Allowance for loan losses | 1,349,000 | 1,365,000 | 1,366,000 | 1,349,000 |
| Securities available for sale | 10,676,000 | 9,646,000 | 8,528,000 | 7,957,000 |
| Securities held to maturity | 7,891,000 | 8,932,000 | 9,524,000 | 8,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,140,000 | 113,347,000 | 113,659,000 | 111,440,000 |
| Interest-bearing deposits | 91,462,000 | 91,096,000 | 91,938,000 | 84,770,000 |
| Noninterest-bearing deposits | 24,678,000 | 22,251,000 | 21,720,000 | 26,670,000 |
| Equity capital | 15,045,000 | 15,575,000 | 15,961,000 | 16,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,724,000 | 4,094,000 | 5,410,000 |
| Interest expense | 103,000 | 207,000 | 322,000 | 425,000 |
| Net interest income | 1,242,000 | 2,517,000 | 3,772,000 | 4,985,000 |
| Noninterest income | 212,000 | 526,000 | 775,000 | 1,312,000 |
| Noninterest expense | 913,000 | 1,769,000 | 2,651,000 | 3,590,000 |
| Provision for loan losses | 0 | 15,000 | 31,000 | 31,000 |
| Pretax income | 541,000 | 1,259,000 | 1,865,000 | 2,676,000 |
| Income tax | 173,000 | 404,000 | 599,000 | 864,000 |
| Net income | 368,000 | 855,000 | 1,266,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,299,000 | 11,965,000 | 12,408,000 | 12,927,000 |
| Total capital | 12,648,000 | 13,330,000 | 13,774,000 | 14,276,000 |
| Risk-weighted assets | 114,934,000 | 115,739,000 | 117,324,000 | 117,714,000 |