Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,460,000 | 136,472,000 | 140,676,000 | 144,425,000 |
| Total loans | 101,044,000 | 103,532,000 | 109,446,000 | 110,336,000 |
| Allowance for loan losses | 1,305,000 | 1,307,000 | 1,324,000 | 1,348,000 |
| Securities available for sale | 11,889,000 | 11,506,000 | 11,543,000 | 11,073,000 |
| Securities held to maturity | 6,383,000 | 6,588,000 | 7,256,000 | 7,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,202,000 | 111,259,000 | 108,181,000 | 115,598,000 |
| Interest-bearing deposits | 90,482,000 | 89,519,000 | 85,843,000 | 88,341,000 |
| Noninterest-bearing deposits | 27,720,000 | 21,740,000 | 22,338,000 | 27,257,000 |
| Equity capital | 14,231,000 | 14,637,000 | 15,137,000 | 15,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,599,000 | 3,961,000 | 5,344,000 |
| Interest expense | 100,000 | 192,000 | 287,000 | 382,000 |
| Net interest income | 1,178,000 | 2,407,000 | 3,674,000 | 4,962,000 |
| Noninterest income | 203,000 | 448,000 | 720,000 | 1,202,000 |
| Noninterest expense | 862,000 | 1,687,000 | 2,547,000 | 3,550,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 57,000 |
| Pretax income | 519,000 | 1,168,000 | 1,830,000 | 2,557,000 |
| Income tax | 167,000 | 378,000 | 592,000 | 827,000 |
| Net income | 352,000 | 790,000 | 1,238,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,657,000 | 10,931,000 | 11,383,000 | 11,878,000 |
| Total capital | 11,962,000 | 12,238,000 | 12,707,000 | 13,226,000 |
| Risk-weighted assets | 111,497,000 | 114,711,000 | 119,764,000 | 120,968,000 |