Call reports 2016
SUSQUEHANNA COMMUNITY BANK — 2016
What SUSQUEHANNA COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 374,031,000 | 377,183,000 | 394,149,000 | 391,711,000 |
| Total loans | 182,265,000 | 192,713,000 | 199,870,000 | 211,934,000 |
| Allowance for loan losses | 2,072,000 | 2,088,000 | 2,123,000 | 2,219,000 |
| Securities available for sale | 169,170,000 | 161,242,000 | 158,294,000 | 155,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,407,000 | 310,063,000 | 330,351,000 | 332,641,000 |
| Interest-bearing deposits | 299,523,000 | 302,392,000 | 321,283,000 | 323,637,000 |
| Noninterest-bearing deposits | 10,884,000 | 7,671,000 | 9,068,000 | 9,004,000 |
| Equity capital | 38,934,000 | 41,097,000 | 41,020,000 | 38,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,785,000 | 10,265,000 | 13,858,000 |
| Interest expense | 585,000 | 1,174,000 | 1,773,000 | 2,380,000 |
| Net interest income | 2,829,000 | 5,611,000 | 8,492,000 | 11,478,000 |
| Noninterest income | 431,000 | 1,757,000 | 2,351,000 | 3,055,000 |
| Noninterest expense | 2,180,000 | 4,443,000 | 6,644,000 | 8,984,000 |
| Provision for loan losses | 25,000 | 695,000 | 984,000 | 1,089,000 |
| Pretax income | 1,464,000 | 2,666,000 | 3,827,000 | 5,077,000 |
| Income tax | 259,000 | 256,000 | 412,000 | 573,000 |
| Net income | 1,205,000 | 2,410,000 | 3,415,000 | 4,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,666,000 | 35,521,000 | 36,161,000 | 36,895,000 |
| Total capital | 36,738,000 | 37,609,000 | 38,284,000 | 39,114,000 |
| Risk-weighted assets | 231,113,000 | 243,160,000 | 249,814,000 | 267,405,000 |