Call reports 2015
SUSQUEHANNA COMMUNITY BANK — 2015
What SUSQUEHANNA COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 355,353,000 | 362,928,000 | 370,731,000 | 366,788,000 |
| Total loans | 158,934,000 | 169,978,000 | 176,712,000 | 175,752,000 |
| Allowance for loan losses | 2,004,000 | 1,998,000 | 1,984,000 | 2,068,000 |
| Securities available for sale | 175,353,000 | 171,280,000 | 172,723,000 | 169,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,891,000 | 291,788,000 | 304,497,000 | 298,589,000 |
| Interest-bearing deposits | 277,877,000 | 274,650,000 | 288,250,000 | 290,658,000 |
| Noninterest-bearing deposits | 20,014,000 | 17,138,000 | 16,247,000 | 7,931,000 |
| Equity capital | 38,221,000 | 37,102,000 | 38,672,000 | 38,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,269,000 | 6,569,000 | 9,938,000 | 13,375,000 |
| Interest expense | 525,000 | 1,073,000 | 1,642,000 | 2,229,000 |
| Net interest income | 2,744,000 | 5,496,000 | 8,296,000 | 11,146,000 |
| Noninterest income | 369,000 | 764,000 | 1,159,000 | 1,542,000 |
| Noninterest expense | 1,849,000 | 3,767,000 | 5,672,000 | 7,614,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 110,000 |
| Pretax income | 1,490,000 | 2,723,000 | 4,134,000 | 5,444,000 |
| Income tax | 335,000 | 572,000 | 861,000 | 1,119,000 |
| Net income | 1,155,000 | 2,151,000 | 3,273,000 | 4,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,221,000 | 33,867,000 | 34,628,000 | 34,710,000 |
| Total capital | 35,225,000 | 35,865,000 | 36,612,000 | 36,778,000 |
| Risk-weighted assets | 201,061,000 | 209,081,000 | 221,247,000 | 223,631,000 |