Call reports 2013
SUSQUEHANNA COMMUNITY BANK — 2013
What SUSQUEHANNA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,456,000 | 328,588,000 | 333,470,000 | 339,969,000 |
| Total loans | 124,315,000 | 129,990,000 | 138,079,000 | 141,906,000 |
| Allowance for loan losses | 2,042,000 | 2,040,000 | 2,026,000 | 2,005,000 |
| Securities available for sale | 186,368,000 | 178,497,000 | 175,788,000 | 179,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,435,000 | 289,956,000 | 287,196,000 | 296,287,000 |
| Interest-bearing deposits | 261,546,000 | 264,790,000 | 263,860,000 | 273,626,000 |
| Noninterest-bearing deposits | 26,889,000 | 25,166,000 | 23,336,000 | 22,661,000 |
| Equity capital | 34,932,000 | 32,066,000 | 32,300,000 | 31,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,206,000 | 9,401,000 | 12,738,000 |
| Interest expense | 515,000 | 1,007,000 | 1,502,000 | 2,033,000 |
| Net interest income | 2,591,000 | 5,199,000 | 7,899,000 | 10,705,000 |
| Noninterest income | 443,000 | 908,000 | 1,268,000 | 1,600,000 |
| Noninterest expense | 1,665,000 | 3,287,000 | 4,929,000 | 6,564,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 1,388,000 | 2,848,000 | 4,336,000 | 5,840,000 |
| Income tax | 292,000 | 612,000 | 941,000 | 1,286,000 |
| Net income | 1,096,000 | 2,236,000 | 3,395,000 | 4,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,302,000 | 28,981,000 | 29,681,000 | 30,382,000 |
| Total capital | 30,344,000 | 31,021,000 | 31,707,000 | 32,387,000 |
| Risk-weighted assets | 189,608,000 | 195,122,000 | 200,164,000 | 201,988,000 |