Call reports 2012
SUSQUEHANNA COMMUNITY BANK — 2012
What SUSQUEHANNA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 323,763,000 | 322,197,000 | 323,394,000 | 331,081,000 |
| Total loans | 111,376,000 | 116,807,000 | 120,450,000 | 123,624,000 |
| Allowance for loan losses | 1,935,000 | 1,989,000 | 2,030,000 | 2,041,000 |
| Securities available for sale | 194,177,000 | 186,248,000 | 182,906,000 | 184,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,100,000 | 278,438,000 | 283,506,000 | 287,389,000 |
| Interest-bearing deposits | 262,443,000 | 256,506,000 | 259,405,000 | 262,581,000 |
| Noninterest-bearing deposits | 24,657,000 | 21,932,000 | 24,101,000 | 24,808,000 |
| Equity capital | 31,021,000 | 32,750,000 | 34,454,000 | 34,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,614,000 | 9,824,000 | 13,013,000 |
| Interest expense | 778,000 | 1,481,000 | 2,120,000 | 2,694,000 |
| Net interest income | 2,540,000 | 5,133,000 | 7,704,000 | 10,319,000 |
| Noninterest income | 359,000 | 763,000 | 1,145,000 | 1,570,000 |
| Noninterest expense | 1,597,000 | 3,143,000 | 4,711,000 | 6,294,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 1,278,000 | 2,813,000 | 4,257,000 | 5,701,000 |
| Income tax | 284,000 | 653,000 | 988,000 | 1,314,000 |
| Net income | 994,000 | 2,160,000 | 3,269,000 | 4,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,149,000 | 26,024,000 | 26,841,000 | 27,667,000 |
| Total capital | 27,084,000 | 28,029,000 | 28,871,000 | 29,708,000 |
| Risk-weighted assets | 173,689,000 | 180,187,000 | 182,444,000 | 188,768,000 |