Call reports 2026
FIRST STATE BANK OF BEECHER CITY — 2026
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 113,469,000 | 112,170,000 |
| Total loans | 81,996,000 | 83,797,000 |
| Allowance for loan losses | 1,489,000 | 1,423,000 |
| Securities available for sale | 19,118,000 | 19,345,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,725,000 | 93,684,000 |
| Interest-bearing deposits | 75,297,000 | 73,409,000 |
| Noninterest-bearing deposits | 20,428,000 | 20,275,000 |
| Equity capital | 17,250,000 | 17,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,742,000 | 3,500,000 |
| Interest expense | 507,000 | 997,000 |
| Net interest income | 1,235,000 | 2,503,000 |
| Noninterest income | 153,000 | 314,000 |
| Noninterest expense | 641,000 | 1,257,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 747,000 | 1,560,000 |
| Income tax | 28,000 | 28,000 |
| Net income | 719,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,281,000 | 17,954,000 |
| Total capital | 18,235,000 | 18,923,000 |
| Risk-weighted assets | 75,862,000 | 77,105,000 |