Call reports 2024
FIRST STATE BANK OF BEECHER CITY — 2024
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 99,961,000 | 101,444,000 | 101,618,000 | 105,865,000 |
| Total loans | 72,294,000 | 74,493,000 | 78,170,000 | 79,175,000 |
| Allowance for loan losses | 1,237,000 | 1,243,000 | 1,201,000 | 1,306,000 |
| Securities available for sale | 21,554,000 | 21,884,000 | 18,510,000 | 15,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,962,000 | 85,433,000 | 84,963,000 | 88,666,000 |
| Interest-bearing deposits | 66,983,000 | 67,294,000 | 67,711,000 | 71,913,000 |
| Noninterest-bearing deposits | 17,979,000 | 18,139,000 | 17,252,000 | 16,753,000 |
| Equity capital | 14,490,000 | 15,538,000 | 16,207,000 | 16,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,231,000 | 4,902,000 | 6,651,000 |
| Interest expense | 447,000 | 901,000 | 1,368,000 | 1,883,000 |
| Net interest income | 1,148,000 | 2,330,000 | 3,534,000 | 4,768,000 |
| Noninterest income | 124,000 | 671,000 | 797,000 | 936,000 |
| Noninterest expense | 599,000 | 1,157,000 | 1,726,000 | 2,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 673,000 | 1,844,000 | 2,605,000 | 3,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 673,000 | 1,844,000 | 2,605,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,534,000 | 15,579,000 | 16,214,000 | 16,744,000 |
| Total capital | 15,380,000 | 16,433,000 | 17,112,000 | 17,668,000 |
| Risk-weighted assets | 67,358,000 | 67,948,000 | 71,592,000 | 73,559,000 |