Call reports 2023
FIRST STATE BANK OF BEECHER CITY — 2023
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 103,849,000 | 100,551,000 | 97,729,000 | 100,327,000 |
| Total loans | 62,610,000 | 67,150,000 | 68,967,000 | 69,982,000 |
| Allowance for loan losses | 1,182,000 | 1,202,000 | 1,226,000 | 1,229,000 |
| Securities available for sale | 16,114,000 | 14,135,000 | 13,204,000 | 19,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,243,000 | 86,600,000 | 83,365,000 | 85,386,000 |
| Interest-bearing deposits | 70,058,000 | 66,123,000 | 65,840,000 | 66,805,000 |
| Noninterest-bearing deposits | 20,185,000 | 20,477,000 | 17,525,000 | 18,581,000 |
| Equity capital | 13,239,000 | 13,601,000 | 13,968,000 | 14,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,753,000 | 4,193,000 | 5,709,000 |
| Interest expense | 294,000 | 618,000 | 994,000 | 1,419,000 |
| Net interest income | 1,060,000 | 2,135,000 | 3,199,000 | 4,290,000 |
| Noninterest income | 120,000 | 243,000 | 372,000 | 495,000 |
| Noninterest expense | 522,000 | 1,061,000 | 1,569,000 | 2,218,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 240,000 |
| Pretax income | 658,000 | 1,317,000 | 1,802,000 | 2,327,000 |
| Income tax | 27,000 | 27,000 | 27,000 | 27,000 |
| Net income | 631,000 | 1,290,000 | 1,775,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,240,000 | 13,646,000 | 14,005,000 | 14,529,000 |
| Total capital | 14,041,000 | 14,482,000 | 14,855,000 | 15,377,000 |
| Risk-weighted assets | 63,736,000 | 66,567,000 | 67,661,000 | 67,518,000 |