Call reports 2022
FIRST STATE BANK OF BEECHER CITY — 2022
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,466,000 | 98,423,000 | 106,625,000 | 105,916,000 |
| Total loans | 58,013,000 | 58,389,000 | 60,264,000 | 63,417,000 |
| Allowance for loan losses | 1,188,000 | 1,180,000 | 1,185,000 | 1,181,000 |
| Securities available for sale | 7,439,000 | 6,913,000 | 6,938,000 | 8,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,341,000 | 86,071,000 | 93,892,000 | 92,489,000 |
| Interest-bearing deposits | 69,013,000 | 68,319,000 | 75,449,000 | 74,055,000 |
| Noninterest-bearing deposits | 18,328,000 | 17,752,000 | 18,443,000 | 18,434,000 |
| Equity capital | 11,929,000 | 12,148,000 | 12,554,000 | 13,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,633,000 | 2,686,000 | 3,949,000 |
| Interest expense | 86,000 | 172,000 | 314,000 | 535,000 |
| Net interest income | 686,000 | 1,461,000 | 2,372,000 | 3,414,000 |
| Noninterest income | 150,000 | 290,000 | 418,000 | 537,000 |
| Noninterest expense | 542,000 | 1,065,000 | 1,578,000 | 2,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 294,000 | 686,000 | 1,212,000 | 1,763,000 |
| Income tax | 109,000 | 109,000 | 109,000 | 109,000 |
| Net income | 185,000 | 577,000 | 1,103,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,931,000 | 12,196,000 | 12,596,000 | 13,147,000 |
| Total capital | 12,704,000 | 12,973,000 | 13,397,000 | 13,963,000 |
| Risk-weighted assets | 61,469,000 | 61,772,000 | 63,696,000 | 64,932,000 |