Call reports 2021
FIRST STATE BANK OF BEECHER CITY — 2021
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,222,000 | 91,124,000 | 92,049,000 | 93,608,000 |
| Total loans | 61,605,000 | 60,159,000 | 60,231,000 | 59,260,000 |
| Allowance for loan losses | 1,111,000 | 1,176,000 | 1,214,000 | 1,183,000 |
| Securities available for sale | 6,504,000 | 6,533,000 | 5,519,000 | 7,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,359,000 | 79,157,000 | 79,775,000 | 81,035,000 |
| Interest-bearing deposits | 62,528,000 | 62,219,000 | 63,555,000 | 65,200,000 |
| Noninterest-bearing deposits | 17,831,000 | 16,938,000 | 16,220,000 | 15,835,000 |
| Equity capital | 11,657,000 | 11,749,000 | 12,091,000 | 12,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,932,000 | 2,788,000 | 3,574,000 |
| Interest expense | 95,000 | 185,000 | 274,000 | 363,000 |
| Net interest income | 899,000 | 1,747,000 | 2,514,000 | 3,211,000 |
| Noninterest income | 224,000 | 387,000 | 547,000 | 702,000 |
| Noninterest expense | 478,000 | 941,000 | 1,399,000 | 1,984,000 |
| Provision for loan losses | 0 | 320,000 | 320,000 | 370,000 |
| Pretax income | 645,000 | 873,000 | 1,342,000 | 1,559,000 |
| Income tax | 24,000 | 24,000 | 24,000 | 24,000 |
| Net income | 621,000 | 849,000 | 1,318,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,654,000 | 11,747,000 | 12,090,000 | 12,307,000 |
| Total capital | 12,444,000 | 12,513,000 | 12,876,000 | 13,099,000 |
| Risk-weighted assets | 62,885,000 | 60,910,000 | 62,484,000 | 62,975,000 |