Call reports 2020
FIRST STATE BANK OF BEECHER CITY — 2020
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,019,000 | 79,273,000 | 81,707,000 | 85,274,000 |
| Total loans | 58,009,000 | 59,227,000 | 62,053,000 | 63,208,000 |
| Allowance for loan losses | 1,186,000 | 1,176,000 | 1,180,000 | 1,181,000 |
| Securities available for sale | 4,044,000 | 5,530,000 | 5,017,000 | 6,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,213,000 | 68,117,000 | 70,110,000 | 73,448,000 |
| Interest-bearing deposits | 51,603,000 | 54,963,000 | 55,637,000 | 57,391,000 |
| Noninterest-bearing deposits | 10,610,000 | 13,154,000 | 14,473,000 | 16,057,000 |
| Equity capital | 10,586,000 | 10,958,000 | 11,376,000 | 11,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,879,000 | 2,779,000 | 3,646,000 |
| Interest expense | 172,000 | 309,000 | 429,000 | 538,000 |
| Net interest income | 783,000 | 1,570,000 | 2,350,000 | 3,108,000 |
| Noninterest income | 138,000 | 378,000 | 600,000 | 832,000 |
| Noninterest expense | 484,000 | 953,000 | 1,398,000 | 1,912,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 305,000 |
| Pretax income | 437,000 | 945,000 | 1,502,000 | 1,723,000 |
| Income tax | 24,000 | 24,000 | 24,000 | 24,000 |
| Net income | 413,000 | 921,000 | 1,478,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,546,000 | 10,928,000 | 11,359,000 | 11,580,000 |
| Total capital | 11,265,000 | 11,676,000 | 12,130,000 | 12,379,000 |
| Risk-weighted assets | 57,074,000 | 59,436,000 | 61,306,000 | 63,605,000 |