Call reports 2019
FIRST STATE BANK OF BEECHER CITY — 2019
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 74,745,000 | 73,524,000 | 72,663,000 | 71,367,000 |
| Total loans | 56,777,000 | 56,685,000 | 57,395,000 | 57,948,000 |
| Allowance for loan losses | 1,201,000 | 1,174,000 | 1,176,000 | 1,182,000 |
| Securities available for sale | 1,145,000 | 5,662,000 | 5,017,000 | 3,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,595,000 | 60,166,000 | 58,968,000 | 60,521,000 |
| Interest-bearing deposits | 51,222,000 | 49,739,000 | 48,503,000 | 50,176,000 |
| Noninterest-bearing deposits | 10,373,000 | 10,427,000 | 10,465,000 | 10,345,000 |
| Equity capital | 12,923,000 | 13,154,000 | 13,505,000 | 10,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,953,000 | 2,927,000 | 3,909,000 |
| Interest expense | 186,000 | 379,000 | 567,000 | 752,000 |
| Net interest income | 775,000 | 1,574,000 | 2,360,000 | 3,157,000 |
| Noninterest income | 110,000 | 242,000 | 405,000 | 542,000 |
| Noninterest expense | 473,000 | 934,000 | 1,383,000 | 1,904,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 135,000 |
| Pretax income | 412,000 | 782,000 | 1,282,000 | 1,660,000 |
| Income tax | 24,000 | 24,000 | 24,000 | 24,000 |
| Net income | 388,000 | 758,000 | 1,258,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,923,000 | 13,154,000 | 13,496,000 | 10,597,000 |
| Total capital | 13,641,000 | 13,841,000 | 14,211,000 | 11,321,000 |
| Risk-weighted assets | 56,963,000 | 54,496,000 | 56,739,000 | 57,473,000 |