Call reports 2018
FIRST STATE BANK OF BEECHER CITY — 2018
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 71,677,000 | 70,778,000 | 69,600,000 | 72,895,000 |
| Total loans | 58,628,000 | 60,778,000 | 57,953,000 | 57,931,000 |
| Allowance for loan losses | 1,176,000 | 1,151,000 | 1,126,000 | 1,182,000 |
| Securities available for sale | 2,988,000 | 2,440,000 | 2,139,000 | 1,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,409,000 | 58,178,000 | 56,685,000 | 59,590,000 |
| Interest-bearing deposits | 49,778,000 | 48,405,000 | 48,118,000 | 49,910,000 |
| Noninterest-bearing deposits | 9,631,000 | 9,773,000 | 8,567,000 | 9,680,000 |
| Equity capital | 12,083,000 | 12,423,000 | 12,750,000 | 13,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,784,000 | 2,715,000 | 3,654,000 |
| Interest expense | 115,000 | 245,000 | 384,000 | 551,000 |
| Net interest income | 750,000 | 1,539,000 | 2,331,000 | 3,103,000 |
| Noninterest income | 129,000 | 248,000 | 380,000 | 503,000 |
| Noninterest expense | 454,000 | 906,000 | 1,372,000 | 1,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 425,000 | 881,000 | 1,339,000 | 1,674,000 |
| Income tax | 37,000 | 24,000 | 24,000 | 24,000 |
| Net income | 388,000 | 857,000 | 1,315,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,089,000 | 12,428,000 | 12,756,000 | 13,091,000 |
| Total capital | 12,812,000 | 13,170,000 | 13,476,000 | 13,819,000 |
| Risk-weighted assets | 57,392,000 | 59,000,000 | 57,255,000 | 57,813,000 |