Call reports 2017
FIRST STATE BANK OF BEECHER CITY — 2017
What FIRST STATE BANK OF BEECHER CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,724,000 | 69,575,000 | 70,128,000 | 70,520,000 |
| Total loans | 56,829,000 | 56,239,000 | 58,557,000 | 58,928,000 |
| Allowance for loan losses | 1,103,000 | 1,208,000 | 1,180,000 | 1,179,000 |
| Securities available for sale | 4,117,000 | 4,213,000 | 3,961,000 | 3,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,276,000 | 57,942,000 | 58,171,000 | 58,106,000 |
| Interest-bearing deposits | 49,072,000 | 47,362,000 | 48,560,000 | 48,435,000 |
| Noninterest-bearing deposits | 11,204,000 | 10,580,000 | 9,611,000 | 9,671,000 |
| Equity capital | 11,316,000 | 11,487,000 | 11,828,000 | 12,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,625,000 | 2,481,000 | 3,358,000 |
| Interest expense | 86,000 | 178,000 | 279,000 | 386,000 |
| Net interest income | 714,000 | 1,447,000 | 2,202,000 | 2,972,000 |
| Noninterest income | 131,000 | 262,000 | 415,000 | 554,000 |
| Noninterest expense | 435,000 | 867,000 | 1,303,000 | 1,819,000 |
| Provision for loan losses | 111,000 | 239,000 | 239,000 | 239,000 |
| Pretax income | 299,000 | 603,000 | 1,075,000 | 1,468,000 |
| Income tax | 20,000 | 20,000 | 20,000 | 20,000 |
| Net income | 279,000 | 583,000 | 1,055,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,295,000 | 11,469,000 | 11,812,000 | 12,204,000 |
| Total capital | 11,998,000 | 12,171,000 | 12,531,000 | 12,923,000 |
| Risk-weighted assets | 55,881,000 | 55,695,000 | 57,125,000 | 57,092,000 |