Call reports 2025
SECURITY STATE BANK OF KENYON — 2025
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,645,000 | 67,096,000 | 67,511,000 | 72,151,000 |
| Total loans | 50,783,000 | 50,768,000 | 50,273,000 | 49,369,000 |
| Allowance for loan losses | 484,000 | 512,000 | 534,000 | 541,000 |
| Securities available for sale | 8,246,000 | 8,947,000 | 9,113,000 | 10,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,216,000 | 58,421,000 | 58,599,000 | 63,021,000 |
| Interest-bearing deposits | 41,317,000 | 40,727,000 | 41,471,000 | 40,974,000 |
| Noninterest-bearing deposits | 17,899,000 | 17,694,000 | 17,128,000 | 22,048,000 |
| Equity capital | 8,190,000 | 8,426,000 | 8,677,000 | 8,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,775,000 | 2,694,000 | 3,615,000 |
| Interest expense | 186,000 | 377,000 | 580,000 | 781,000 |
| Net interest income | 696,000 | 1,398,000 | 2,114,000 | 2,834,000 |
| Noninterest income | 42,000 | 81,000 | 124,000 | 169,000 |
| Noninterest expense | 561,000 | 1,135,000 | 1,673,000 | 2,233,000 |
| Provision for loan losses | 17,000 | 43,000 | 61,000 | 66,000 |
| Pretax income | 157,000 | 294,000 | 495,000 | 695,000 |
| Income tax | 0 | -7,000 | 2,000 | 20,000 |
| Net income | 157,000 | 301,000 | 493,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,789,000 | 8,904,000 | 9,057,000 | 9,187,000 |
| Total capital | 9,288,000 | 9,435,000 | 9,612,000 | 9,749,000 |
| Risk-weighted assets | 54,557,000 | 54,211,000 | 53,912,000 | 55,247,000 |