Call reports 2023
SECURITY STATE BANK OF KENYON — 2023
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 71,301,000 | 69,232,000 | 68,336,000 | 72,317,000 |
| Total loans | 42,465,000 | 46,239,000 | 48,451,000 | 51,148,000 |
| Allowance for loan losses | 837,000 | 755,000 | 655,000 | 544,000 |
| Securities available for sale | 11,253,000 | 10,540,000 | 9,892,000 | 8,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,991,000 | 60,720,000 | 59,661,000 | 63,043,000 |
| Interest-bearing deposits | 42,430,000 | 35,015,000 | 41,389,000 | 42,813,000 |
| Noninterest-bearing deposits | 20,561,000 | 25,705,000 | 18,272,000 | 20,230,000 |
| Equity capital | 7,497,000 | 8,328,000 | 8,479,000 | 9,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,153,000 | 2,993,000 | 3,818,000 |
| Interest expense | 54,000 | 123,000 | 197,000 | 302,000 |
| Net interest income | 1,222,000 | 2,030,000 | 2,796,000 | 3,516,000 |
| Noninterest income | 319,000 | 959,000 | 1,001,000 | 1,043,000 |
| Noninterest expense | 622,000 | 1,151,000 | 1,665,000 | 2,218,000 |
| Provision for loan losses | -300,000 | -370,000 | -475,000 | -586,000 |
| Pretax income | 1,219,000 | 2,208,000 | 2,607,000 | 2,902,000 |
| Income tax | 2,000 | 107,000 | 125,000 | 277,000 |
| Net income | 1,217,000 | 2,101,000 | 2,482,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,219,000 | 9,102,000 | 9,483,000 | 9,626,000 |
| Total capital | 8,822,000 | 9,726,000 | 10,125,000 | 10,184,000 |
| Risk-weighted assets | 47,989,000 | 49,760,000 | 51,373,000 | 54,308,000 |