Call reports 2020
SECURITY STATE BANK OF KENYON — 2020
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 56,510,000 | 58,590,000 | 59,770,000 | 64,637,000 |
| Total loans | 47,834,000 | 47,428,000 | 46,589,000 | 46,245,000 |
| Allowance for loan losses | 1,056,000 | 1,044,000 | 820,000 | 888,000 |
| Securities available for sale | 915,000 | 663,000 | 644,000 | 986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,740,000 | 51,104,000 | 52,190,000 | 57,745,000 |
| Interest-bearing deposits | 35,475,000 | 36,718,000 | 38,260,000 | 39,246,000 |
| Noninterest-bearing deposits | 13,265,000 | 14,386,000 | 13,930,000 | 18,499,000 |
| Equity capital | 6,525,000 | 6,517,000 | 6,591,000 | 6,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,093,000 | 1,679,000 | 2,244,000 |
| Interest expense | 68,000 | 134,000 | 197,000 | 260,000 |
| Net interest income | 521,000 | 959,000 | 1,482,000 | 1,984,000 |
| Noninterest income | 30,000 | 82,000 | 118,000 | 171,000 |
| Noninterest expense | 489,000 | 986,000 | 1,471,000 | 1,950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 55,000 | 129,000 | 205,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 61,000 | 54,000 | 128,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,523,000 | 6,516,000 | 6,590,000 | 6,666,000 |
| Total capital | 7,153,000 | 7,158,000 | 7,227,000 | 7,296,000 |
| Risk-weighted assets | 49,971,000 | 50,947,000 | 50,812,000 | 50,138,000 |