Call reports 2019
SECURITY STATE BANK OF KENYON — 2019
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 55,585,000 | 54,179,000 | 55,135,000 | 56,504,000 |
| Total loans | 46,074,000 | 45,552,000 | 45,221,000 | 47,875,000 |
| Allowance for loan losses | 900,000 | 911,000 | 941,000 | 1,054,000 |
| Securities available for sale | 1,250,000 | 1,005,000 | 964,000 | 1,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,945,000 | 46,582,000 | 47,442,000 | 48,765,000 |
| Interest-bearing deposits | 35,648,000 | 35,054,000 | 34,916,000 | 34,941,000 |
| Noninterest-bearing deposits | 13,297,000 | 11,528,000 | 12,526,000 | 13,824,000 |
| Equity capital | 6,397,000 | 6,382,000 | 6,457,000 | 6,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,167,000 | 1,747,000 | 2,332,000 |
| Interest expense | 57,000 | 119,000 | 186,000 | 252,000 |
| Net interest income | 545,000 | 1,048,000 | 1,561,000 | 2,080,000 |
| Noninterest income | 44,000 | 86,000 | 134,000 | 190,000 |
| Noninterest expense | 477,000 | 1,009,000 | 1,464,000 | 1,944,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 82,000 | 65,000 | 141,000 | 206,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 81,000 | 64,000 | 140,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,398,000 | 6,380,000 | 6,456,000 | 6,522,000 |
| Total capital | 6,989,000 | 6,978,000 | 7,055,000 | 7,160,000 |
| Risk-weighted assets | 46,935,000 | 47,532,000 | 47,557,000 | 50,614,000 |