Call reports 2018
SECURITY STATE BANK OF KENYON — 2018
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,317,000 | 55,859,000 | 54,829,000 | 57,496,000 |
| Total loans | 46,331,000 | 45,945,000 | 46,865,000 | 46,604,000 |
| Allowance for loan losses | 782,000 | 813,000 | 840,000 | 870,000 |
| Securities available for sale | 1,038,000 | 1,039,000 | 1,270,000 | 1,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,803,000 | 49,347,000 | 48,227,000 | 50,838,000 |
| Interest-bearing deposits | 36,527,000 | 36,441,000 | 36,110,000 | 36,659,000 |
| Noninterest-bearing deposits | 12,276,000 | 12,906,000 | 12,117,000 | 14,179,000 |
| Equity capital | 6,266,000 | 6,305,000 | 6,367,000 | 6,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,128,000 | 1,691,000 | 2,267,000 |
| Interest expense | 50,000 | 102,000 | 156,000 | 213,000 |
| Net interest income | 527,000 | 1,026,000 | 1,535,000 | 2,054,000 |
| Noninterest income | 41,000 | 93,000 | 146,000 | 196,000 |
| Noninterest expense | 486,000 | 968,000 | 1,438,000 | 1,897,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 42,000 | 81,000 | 143,000 | 223,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 41,000 | 80,000 | 142,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,267,000 | 6,306,000 | 6,368,000 | 6,449,000 |
| Total capital | 6,867,000 | 6,913,000 | 6,977,000 | 7,053,000 |
| Risk-weighted assets | 47,854,000 | 48,364,000 | 48,481,000 | 48,084,000 |