Call reports 2017
SECURITY STATE BANK OF KENYON — 2017
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,681,000 | 56,289,000 | 56,213,000 | 57,536,000 |
| Total loans | 43,104,000 | 45,118,000 | 44,438,000 | 47,797,000 |
| Allowance for loan losses | 668,000 | 674,000 | 721,000 | 742,000 |
| Securities available for sale | 1,276,000 | 1,076,000 | 1,058,000 | 1,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,413,000 | 49,782,000 | 49,618,000 | 51,098,000 |
| Interest-bearing deposits | 37,484,000 | 38,201,000 | 38,317,000 | 36,881,000 |
| Noninterest-bearing deposits | 10,929,000 | 11,581,000 | 11,301,000 | 14,217,000 |
| Equity capital | 6,031,000 | 6,283,000 | 6,351,000 | 6,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 1,192,000 | 1,760,000 | 2,311,000 |
| Interest expense | 46,000 | 94,000 | 142,000 | 192,000 |
| Net interest income | 377,000 | 1,098,000 | 1,618,000 | 2,119,000 |
| Noninterest income | 36,000 | 92,000 | 135,000 | 183,000 |
| Noninterest expense | 447,000 | 942,000 | 1,407,000 | 1,868,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 303,000 |
| Pretax income | -64,000 | 188,000 | 256,000 | 131,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -65,000 | 187,000 | 255,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,032,000 | 6,284,000 | 6,352,000 | 6,226,000 |
| Total capital | 6,589,000 | 6,850,000 | 6,950,000 | 6,865,000 |
| Risk-weighted assets | 44,416,000 | 45,155,000 | 47,716,000 | 51,033,000 |