Call reports 2016
SECURITY STATE BANK OF KENYON — 2016
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,162,000 | 53,756,000 | 52,750,000 | 53,827,000 |
| Total loans | 42,936,000 | 43,971,000 | 44,283,000 | 42,612,000 |
| Allowance for loan losses | 1,001,000 | 1,031,000 | 1,062,000 | 638,000 |
| Securities available for sale | 1,597,000 | 1,593,000 | 1,569,000 | 1,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,405,000 | 47,492,000 | 46,437,000 | 47,484,000 |
| Interest-bearing deposits | 35,769,000 | 36,136,000 | 36,476,000 | 35,888,000 |
| Noninterest-bearing deposits | 11,636,000 | 11,356,000 | 9,961,000 | 11,596,000 |
| Equity capital | 5,885,000 | 5,957,000 | 6,034,000 | 6,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,086,000 | 1,669,000 | 2,241,000 |
| Interest expense | 47,000 | 94,000 | 131,000 | 176,000 |
| Net interest income | 470,000 | 992,000 | 1,538,000 | 2,065,000 |
| Noninterest income | 44,000 | 85,000 | 130,000 | 188,000 |
| Noninterest expense | 432,000 | 894,000 | 1,376,000 | 1,867,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 52,000 | 123,000 | 202,000 | 266,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 51,000 | 122,000 | 201,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,883,000 | 5,954,000 | 6,033,000 | 6,096,000 |
| Total capital | 6,470,000 | 6,515,000 | 6,594,000 | 6,657,000 |
| Risk-weighted assets | 46,479,000 | 44,411,000 | 44,376,000 | 44,828,000 |