Call reports 2015
SECURITY STATE BANK OF KENYON — 2015
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,026,000 | 54,056,000 | 54,648,000 | 60,273,000 |
| Total loans | 41,943,000 | 45,860,000 | 44,072,000 | 42,161,000 |
| Allowance for loan losses | 818,000 | 818,000 | 818,000 | 1,039,000 |
| Securities available for sale | 1,635,000 | 1,629,000 | 1,624,000 | 1,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,650,000 | 45,759,000 | 46,027,000 | 52,561,000 |
| Interest-bearing deposits | 35,123,000 | 36,148,000 | 35,810,000 | 37,067,000 |
| Noninterest-bearing deposits | 10,527,000 | 9,611,000 | 10,217,000 | 15,494,000 |
| Equity capital | 5,544,000 | 5,584,000 | 5,933,000 | 5,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,045,000 | 1,791,000 | 2,380,000 |
| Interest expense | 44,000 | 92,000 | 138,000 | 187,000 |
| Net interest income | 532,000 | 953,000 | 1,653,000 | 2,193,000 |
| Noninterest income | 57,000 | 120,000 | 168,000 | 212,000 |
| Noninterest expense | 479,000 | 921,000 | 1,322,000 | 1,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 110,000 | 152,000 | 499,000 | 401,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 109,000 | 151,000 | 498,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,540,000 | 5,582,000 | 5,930,000 | 5,832,000 |
| Total capital | 6,098,000 | 6,176,000 | 6,496,000 | 6,392,000 |
| Risk-weighted assets | 44,431,000 | 47,310,000 | 45,054,000 | 44,320,000 |