Call reports 2014
SECURITY STATE BANK OF KENYON — 2014
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,836,000 | 52,729,000 | 52,380,000 | 59,439,000 |
| Total loans | 41,534,000 | 44,454,000 | 43,104,000 | 42,508,000 |
| Allowance for loan losses | 718,000 | 808,000 | 808,000 | 835,000 |
| Securities available for sale | 1,974,000 | 1,643,000 | 1,639,000 | 1,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,572,000 | 45,610,000 | 45,198,000 | 52,155,000 |
| Interest-bearing deposits | 36,155,000 | 35,869,000 | 36,018,000 | 35,057,000 |
| Noninterest-bearing deposits | 10,417,000 | 9,741,000 | 9,180,000 | 17,098,000 |
| Equity capital | 5,144,000 | 5,243,000 | 5,328,000 | 5,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,331,000 | 1,943,000 | 2,558,000 |
| Interest expense | 58,000 | 106,000 | 154,000 | 201,000 |
| Net interest income | 658,000 | 1,225,000 | 1,789,000 | 2,357,000 |
| Noninterest income | 55,000 | 107,000 | 163,000 | 221,000 |
| Noninterest expense | 486,000 | 951,000 | 1,486,000 | 1,968,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 80,000 |
| Pretax income | 227,000 | 321,000 | 406,000 | 530,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 226,000 | 320,000 | 405,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,151,000 | 5,246,000 | 5,331,000 | 5,431,000 |
| Total capital | 5,692,000 | 5,818,000 | 5,891,000 | 6,006,000 |
| Risk-weighted assets | 43,132,000 | 45,563,000 | 44,721,000 | 45,737,000 |