Call reports 2013
SECURITY STATE BANK OF KENYON — 2013
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,802,000 | 51,378,000 | 52,831,000 | 51,782,000 |
| Total loans | 38,279,000 | 39,031,000 | 38,871,000 | 41,712,000 |
| Allowance for loan losses | 755,000 | 757,000 | 766,000 | 730,000 |
| Securities available for sale | 3,094,000 | 2,987,000 | 2,480,000 | 1,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,756,000 | 43,851,000 | 45,242,000 | 44,691,000 |
| Interest-bearing deposits | 35,847,000 | 34,991,000 | 35,873,000 | 35,156,000 |
| Noninterest-bearing deposits | 9,909,000 | 8,860,000 | 9,369,000 | 9,535,000 |
| Equity capital | 5,214,000 | 5,295,000 | 5,400,000 | 4,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,225,000 | 1,810,000 | 2,401,000 |
| Interest expense | 76,000 | 146,000 | 213,000 | 274,000 |
| Net interest income | 567,000 | 1,079,000 | 1,597,000 | 2,127,000 |
| Noninterest income | 79,000 | 146,000 | 215,000 | 288,000 |
| Noninterest expense | 407,000 | 885,000 | 1,347,000 | 1,892,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 565,000 |
| Pretax income | 239,000 | 340,000 | 445,000 | -42,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 238,000 | 339,000 | 444,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,207,000 | 5,308,000 | 5,413,000 | 4,926,000 |
| Total capital | 5,724,000 | 5,828,000 | 5,921,000 | 5,466,000 |
| Risk-weighted assets | 41,102,000 | 41,344,000 | 40,418,000 | 43,049,000 |