Call reports 2012
SECURITY STATE BANK OF KENYON — 2012
What SECURITY STATE BANK OF KENYON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,103,000 | 51,406,000 | 52,078,000 | 55,218,000 |
| Total loans | 39,926,000 | 39,352,000 | 39,771,000 | 42,031,000 |
| Allowance for loan losses | 1,354,000 | 1,355,000 | 1,363,000 | 1,564,000 |
| Securities available for sale | 5,628,000 | 5,121,000 | 4,392,000 | 3,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,208,000 | 42,395,000 | 43,001,000 | 47,286,000 |
| Interest-bearing deposits | 35,007,000 | 34,644,000 | 34,490,000 | 37,119,000 |
| Noninterest-bearing deposits | 8,201,000 | 7,751,000 | 8,511,000 | 10,167,000 |
| Equity capital | 4,894,000 | 5,034,000 | 5,161,000 | 4,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,330,000 | 1,953,000 | 2,528,000 |
| Interest expense | 108,000 | 207,000 | 298,000 | 383,000 |
| Net interest income | 574,000 | 1,123,000 | 1,655,000 | 2,145,000 |
| Noninterest income | 62,000 | 128,000 | 189,000 | 264,000 |
| Noninterest expense | 503,000 | 978,000 | 1,441,000 | 1,980,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 133,000 | 273,000 | 403,000 | 229,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 132,000 | 272,000 | 402,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 5,014,000 | 5,144,000 | 4,969,000 |
| Total capital | 5,410,000 | 5,541,000 | 5,685,000 | 5,536,000 |
| Risk-weighted assets | 42,048,000 | 41,297,000 | 42,437,000 | 44,384,000 |