Call reports 2025
EAGLE VALLEY BANK — 2025
What EAGLE VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 61,466,000 | 213,488,000 | 212,253,000 | 219,143,000 |
| Total loans | 33,449,000 | 165,725,000 | 171,676,000 | 169,531,000 |
| Allowance for loan losses | 275,000 | 1,982,000 | 2,054,000 | 1,985,000 |
| Securities available for sale | 14,858,000 | 31,870,000 | 30,070,000 | 30,708,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,873,000 | 187,717,000 | 186,731,000 | 193,324,000 |
| Interest-bearing deposits | 38,315,000 | 153,421,000 | 153,197,000 | 159,740,000 |
| Noninterest-bearing deposits | 14,558,000 | 34,296,000 | 33,534,000 | 33,584,000 |
| Equity capital | 7,514,000 | 21,961,000 | 22,646,000 | 23,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,525,000 | 4,950,000 | 8,775,000 |
| Interest expense | 218,000 | 517,000 | 1,606,000 | 2,724,000 |
| Net interest income | 439,000 | 1,008,000 | 3,344,000 | 6,051,000 |
| Noninterest income | 36,000 | 103,000 | 357,000 | 658,000 |
| Noninterest expense | 434,000 | 780,000 | 2,188,000 | 4,214,000 |
| Provision for loan losses | 11,000 | 40,000 | 126,000 | 165,000 |
| Pretax income | 30,000 | 291,000 | 1,387,000 | 2,330,000 |
| Income tax | 0 | 4,000 | 11,000 | 17,000 |
| Net income | 30,000 | 287,000 | 1,376,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,164,000 | 22,134,000 | 22,674,000 | 23,962,000 |