Call reports 2024
EAGLE VALLEY BANK — 2024
What EAGLE VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,140,000 | 59,333,000 | 60,105,000 | 65,142,000 |
| Total loans | 38,166,000 | 38,843,000 | 37,618,000 | 33,053,000 |
| Allowance for loan losses | 360,000 | 369,000 | 456,000 | 254,000 |
| Securities available for sale | 16,781,000 | 16,745,000 | 15,484,000 | 14,836,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,291,000 | 49,380,000 | 51,123,000 | 56,534,000 |
| Interest-bearing deposits | 36,637,000 | 36,037,000 | 38,121,000 | 42,655,000 |
| Noninterest-bearing deposits | 13,654,000 | 13,343,000 | 13,002,000 | 13,879,000 |
| Equity capital | 7,764,000 | 7,644,000 | 7,908,000 | 7,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,295,000 | 1,938,000 | 2,609,000 |
| Interest expense | 145,000 | 295,000 | 445,000 | 639,000 |
| Net interest income | 502,000 | 1,000,000 | 1,493,000 | 1,970,000 |
| Noninterest income | 29,000 | 57,000 | 71,000 | 107,000 |
| Noninterest expense | 422,000 | 853,000 | 1,269,000 | 1,699,000 |
| Provision for loan losses | 11,000 | 21,000 | 122,000 | 132,000 |
| Pretax income | 98,000 | 183,000 | 173,000 | 246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 183,000 | 173,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,480,000 | 8,366,000 | 8,311,000 | 8,279,000 |