Call reports 2023
EAGLE VALLEY BANK — 2023
What EAGLE VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 62,376,000 | 61,152,000 | 62,410,000 | 62,388,000 |
| Total loans | 38,531,000 | 39,576,000 | 39,004,000 | 38,283,000 |
| Allowance for loan losses | 427,000 | 431,000 | 359,000 | 336,000 |
| Securities available for sale | 13,959,000 | 13,666,000 | 15,166,000 | 16,620,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,751,000 | 53,548,000 | 53,068,000 | 50,401,000 |
| Interest-bearing deposits | 40,725,000 | 39,600,000 | 38,227,000 | 36,231,000 |
| Noninterest-bearing deposits | 14,026,000 | 13,948,000 | 14,841,000 | 14,170,000 |
| Equity capital | 7,559,000 | 7,518,000 | 7,276,000 | 7,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,197,000 | 1,818,000 | 2,454,000 |
| Interest expense | 43,000 | 102,000 | 192,000 | 313,000 |
| Net interest income | 553,000 | 1,095,000 | 1,626,000 | 2,141,000 |
| Noninterest income | 4,000 | 39,000 | 64,000 | 100,000 |
| Noninterest expense | 409,000 | 790,000 | 1,218,000 | 1,615,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 139,000 | 326,000 | 445,000 | 590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 326,000 | 445,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,287,000 | 8,430,000 | 8,483,000 | 8,582,000 |