Call reports 2022
EAGLE VALLEY BANK — 2022
What EAGLE VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,336,000 | 63,401,000 | 62,662,000 | 62,452,000 |
| Total loans | 37,310,000 | 39,387,000 | 40,245,000 | 38,801,000 |
| Allowance for loan losses | 405,000 | 414,000 | 421,000 | 429,000 |
| Securities available for sale | 14,576,000 | 13,741,000 | 12,714,000 | 14,052,000 |
| Securities held to maturity | 500,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,430,000 | 55,959,000 | 55,522,000 | 55,070,000 |
| Interest-bearing deposits | 43,469,000 | 41,727,000 | 41,993,000 | 41,043,000 |
| Noninterest-bearing deposits | 14,961,000 | 14,232,000 | 13,529,000 | 14,027,000 |
| Equity capital | 7,834,000 | 7,396,000 | 7,086,000 | 7,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 987,000 | 1,536,000 | 2,122,000 |
| Interest expense | 45,000 | 89,000 | 133,000 | 178,000 |
| Net interest income | 437,000 | 898,000 | 1,403,000 | 1,944,000 |
| Noninterest income | 36,000 | 77,000 | 124,000 | 180,000 |
| Noninterest expense | 378,000 | 794,000 | 1,177,000 | 1,578,000 |
| Provision for loan losses | 7,000 | 40,000 | 48,000 | 135,000 |
| Pretax income | 92,000 | 145,000 | 306,000 | 415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 145,000 | 306,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,075,000 | 8,083,000 | 8,190,000 | 8,253,000 |