Call reports 2021
EAGLE VALLEY BANK — 2021
What EAGLE VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,651,000 | 61,762,000 | 61,246,000 | 61,856,000 |
| Total loans | 37,516,000 | 38,317,000 | 38,637,000 | 36,818,000 |
| Allowance for loan losses | 525,000 | 431,000 | 430,000 | 399,000 |
| Securities available for sale | 14,419,000 | 14,829,000 | 14,642,000 | 14,391,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,314,000 | 53,333,000 | 52,776,000 | 53,426,000 |
| Interest-bearing deposits | 40,288,000 | 39,414,000 | 39,364,000 | 39,552,000 |
| Noninterest-bearing deposits | 15,026,000 | 13,919,000 | 13,412,000 | 13,874,000 |
| Equity capital | 8,270,000 | 8,376,000 | 8,417,000 | 8,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,005,000 | 1,514,000 | 2,004,000 |
| Interest expense | 47,000 | 94,000 | 134,000 | 178,000 |
| Net interest income | 444,000 | 911,000 | 1,380,000 | 1,826,000 |
| Noninterest income | 101,000 | 142,000 | 171,000 | 215,000 |
| Noninterest expense | 427,000 | 834,000 | 1,217,000 | 1,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 223,000 | 338,000 | 459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 223,000 | 338,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,836,000 | 7,892,000 | 7,951,000 | 8,028,000 |