Call reports 2020
EAGLE VALLEY BANK — 2020
What EAGLE VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,060,000 | 60,732,000 | 59,532,000 | 63,454,000 |
| Total loans | 32,749,000 | 35,560,000 | 35,323,000 | 34,388,000 |
| Allowance for loan losses | 389,000 | 392,000 | 440,000 | 536,000 |
| Securities available for sale | 12,831,000 | 14,980,000 | 14,682,000 | 14,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,054,000 | 48,243,000 | 46,984,000 | 51,054,000 |
| Interest-bearing deposits | 34,502,000 | 34,619,000 | 34,325,000 | 36,563,000 |
| Noninterest-bearing deposits | 11,552,000 | 13,624,000 | 12,659,000 | 14,491,000 |
| Equity capital | 7,951,000 | 8,440,000 | 8,501,000 | 8,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,015,000 | 1,522,000 | 2,010,000 |
| Interest expense | 57,000 | 99,000 | 143,000 | 187,000 |
| Net interest income | 472,000 | 916,000 | 1,379,000 | 1,823,000 |
| Noninterest income | 35,000 | 57,000 | 91,000 | 139,000 |
| Noninterest expense | 437,000 | 847,000 | 1,254,000 | 1,757,000 |
| Provision for loan losses | 51,000 | 66,000 | 113,000 | 211,000 |
| Pretax income | 25,000 | 66,000 | 109,000 | 0 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 66,000 | 109,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,919,000 | 7,915,000 | 7,913,000 | 7,759,000 |