Call reports 2019
EAGLE VALLEY BANK — 2019
What EAGLE VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 55,250,000 | 55,686,000 | 54,384,000 | 55,221,000 |
| Total loans | 35,502,000 | 35,545,000 | 35,471,000 | 33,959,000 |
| Allowance for loan losses | 410,000 | 407,000 | 350,000 | 351,000 |
| Securities available for sale | 13,110,000 | 13,115,000 | 12,961,000 | 12,691,000 |
| Securities held to maturity | 18,000 | 18,000 | 18,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,055,000 | 47,193,000 | 46,183,000 | 47,041,000 |
| Interest-bearing deposits | 35,770,000 | 36,154,000 | 34,861,000 | 35,748,000 |
| Noninterest-bearing deposits | 11,285,000 | 11,039,000 | 11,322,000 | 11,293,000 |
| Equity capital | 8,132,000 | 8,430,000 | 8,169,000 | 8,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,124,000 | 1,699,000 | 2,242,000 |
| Interest expense | 57,000 | 132,000 | 201,000 | 266,000 |
| Net interest income | 515,000 | 992,000 | 1,498,000 | 1,976,000 |
| Noninterest income | 39,000 | 88,000 | 134,000 | 194,000 |
| Noninterest expense | 447,000 | 856,000 | 1,264,000 | 1,681,000 |
| Provision for loan losses | 31,000 | 66,000 | 104,000 | 114,000 |
| Pretax income | 76,000 | 158,000 | 264,000 | 357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 158,000 | 264,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,258,000 | 8,291,000 | 7,946,000 | 7,949,000 |
| Total capital | 8,668,000 | 8,698,000 | 8,296,000 | 8,300,000 |
| Risk-weighted assets | 35,340,000 | 35,501,000 | 35,414,000 | 34,116,000 |