Call reports 2018
EAGLE VALLEY BANK — 2018
What EAGLE VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,294,000 | 55,347,000 | 55,764,000 | 57,177,000 |
| Total loans | 35,752,000 | 36,471,000 | 36,502,000 | 35,384,000 |
| Allowance for loan losses | 406,000 | 372,000 | 378,000 | 390,000 |
| Securities available for sale | 14,057,000 | 13,636,000 | 14,036,000 | 13,167,000 |
| Securities held to maturity | 24,000 | 24,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,168,000 | 47,170,000 | 47,789,000 | 48,901,000 |
| Interest-bearing deposits | 36,990,000 | 37,442,000 | 36,831,000 | 36,927,000 |
| Noninterest-bearing deposits | 10,178,000 | 9,728,000 | 10,958,000 | 11,974,000 |
| Equity capital | 8,066,000 | 8,102,000 | 7,951,000 | 8,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,110,000 | 1,682,000 | 2,216,000 |
| Interest expense | 70,000 | 133,000 | 191,000 | 253,000 |
| Net interest income | 488,000 | 977,000 | 1,491,000 | 1,963,000 |
| Noninterest income | 45,000 | 94,000 | 142,000 | 215,000 |
| Noninterest expense | 433,000 | 867,000 | 1,317,000 | 1,738,000 |
| Provision for loan losses | 16,000 | 39,000 | 47,000 | 60,000 |
| Pretax income | 94,000 | 175,000 | 279,000 | 385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 175,000 | 279,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,436,000 | 8,467,000 | 8,521,000 | 8,572,000 |
| Total capital | 8,842,000 | 8,839,000 | 8,899,000 | 8,962,000 |
| Risk-weighted assets | 35,716,000 | 36,566,000 | 36,734,000 | 35,364,000 |