Call reports 2017
EAGLE VALLEY BANK — 2017
What EAGLE VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,057,000 | 56,822,000 | 55,360,000 | 54,784,000 |
| Total loans | 35,056,000 | 36,393,000 | 36,982,000 | 35,323,000 |
| Allowance for loan losses | 200,000 | 512,000 | 416,000 | 400,000 |
| Securities available for sale | 16,356,000 | 16,222,000 | 15,724,000 | 15,747,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,630,000 | 48,397,000 | 46,594,000 | 46,444,000 |
| Interest-bearing deposits | 38,875,000 | 37,981,000 | 36,505,000 | 36,416,000 |
| Noninterest-bearing deposits | 10,755,000 | 10,416,000 | 10,089,000 | 10,028,000 |
| Equity capital | 8,218,000 | 8,161,000 | 8,202,000 | 8,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,143,000 | 1,715,000 | 2,270,000 |
| Interest expense | 85,000 | 162,000 | 242,000 | 317,000 |
| Net interest income | 489,000 | 981,000 | 1,473,000 | 1,953,000 |
| Noninterest income | 42,000 | 82,000 | 126,000 | 167,000 |
| Noninterest expense | 426,000 | 817,000 | 1,259,000 | 1,687,000 |
| Provision for loan losses | 6,000 | 316,000 | 316,000 | 358,000 |
| Pretax income | 99,000 | -70,000 | 24,000 | 87,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | -70,000 | 24,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,584,000 | 8,321,000 | 8,380,000 | 8,392,000 |
| Total capital | 8,784,000 | 8,783,000 | 8,796,000 | 8,792,000 |
| Risk-weighted assets | 35,554,000 | 36,923,000 | 36,780,000 | 35,589,000 |