Call reports 2016
EAGLE VALLEY BANK — 2016
What EAGLE VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,933,000 | 57,575,000 | 57,873,000 | 57,076,000 |
| Total loans | 36,865,000 | 35,978,000 | 36,441,000 | 35,555,000 |
| Allowance for loan losses | 204,000 | 204,000 | 192,000 | 194,000 |
| Securities available for sale | 17,488,000 | 17,594,000 | 17,164,000 | 16,213,000 |
| Securities held to maturity | 42,000 | 36,000 | 36,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,301,000 | 48,721,000 | 48,973,000 | 48,786,000 |
| Interest-bearing deposits | 39,619,000 | 39,292,000 | 38,799,000 | 39,010,000 |
| Noninterest-bearing deposits | 9,682,000 | 9,429,000 | 10,174,000 | 9,776,000 |
| Equity capital | 8,079,000 | 8,192,000 | 8,289,000 | 8,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,135,000 | 1,711,000 | 2,265,000 |
| Interest expense | 62,000 | 122,000 | 184,000 | 244,000 |
| Net interest income | 513,000 | 1,013,000 | 1,527,000 | 2,021,000 |
| Noninterest income | 14,000 | 33,000 | 56,000 | 80,000 |
| Noninterest expense | 421,000 | 860,000 | 1,299,000 | 1,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 62,000 |
| Pretax income | 108,000 | 188,000 | 286,000 | 329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 188,000 | 286,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,474,000 | 8,504,000 | 8,562,000 | 8,555,000 |
| Total capital | 8,678,000 | 8,708,000 | 8,754,000 | 8,749,000 |
| Risk-weighted assets | 37,427,000 | 36,549,000 | 36,968,000 | 35,923,000 |