Call reports 2015
EAGLE VALLEY BANK — 2015
What EAGLE VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,436,000 | 55,917,000 | 57,937,000 | 61,687,000 |
| Total loans | 36,024,000 | 36,125,000 | 37,254,000 | 37,207,000 |
| Allowance for loan losses | 216,000 | 214,000 | 212,000 | 227,000 |
| Securities available for sale | 17,868,000 | 17,266,000 | 17,155,000 | 17,434,000 |
| Securities held to maturity | 47,000 | 42,000 | 42,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,996,000 | 47,707,000 | 49,507,000 | 53,190,000 |
| Interest-bearing deposits | 40,286,000 | 39,087,000 | 40,077,000 | 43,258,000 |
| Noninterest-bearing deposits | 8,710,000 | 8,620,000 | 9,430,000 | 9,932,000 |
| Equity capital | 8,043,000 | 7,942,000 | 7,994,000 | 8,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,127,000 | 1,707,000 | 2,284,000 |
| Interest expense | 71,000 | 136,000 | 204,000 | 268,000 |
| Net interest income | 492,000 | 991,000 | 1,503,000 | 2,016,000 |
| Noninterest income | 22,000 | 39,000 | 58,000 | 87,000 |
| Noninterest expense | 403,000 | 804,000 | 1,254,000 | 1,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 105,000 | 220,000 | 301,000 | 362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 220,000 | 301,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,370,000 | 8,425,000 | 8,454,000 | 8,446,000 |
| Total capital | 8,586,000 | 8,639,000 | 8,666,000 | 8,673,000 |
| Risk-weighted assets | 36,249,000 | 36,377,000 | 37,858,000 | 38,181,000 |