Call reports 2010
CITIZENS STATE BANK OF HAYFIELD — 2010
What CITIZENS STATE BANK OF HAYFIELD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,268,000 | 60,536,000 | 60,696,000 | 62,668,000 |
| Total loans | 52,254,000 | 54,403,000 | 54,134,000 | 54,029,000 |
| Allowance for loan losses | 566,000 | 828,000 | 825,000 | 802,000 |
| Securities available for sale | 1,624,000 | 1,588,000 | 1,509,000 | 1,993,000 |
| Securities held to maturity | 90,000 | 90,000 | 90,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,715,000 | 52,470,000 | 53,147,000 | 55,113,000 |
| Interest-bearing deposits | 41,370,000 | 44,508,000 | 45,393,000 | 46,068,000 |
| Noninterest-bearing deposits | 6,345,000 | 7,962,000 | 7,754,000 | 9,045,000 |
| Equity capital | 5,154,000 | 4,926,000 | 5,082,000 | 5,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,669,000 | 2,540,000 | 3,413,000 |
| Interest expense | 181,000 | 360,000 | 555,000 | 755,000 |
| Net interest income | 643,000 | 1,309,000 | 1,985,000 | 2,658,000 |
| Noninterest income | 57,000 | 104,000 | 158,000 | 222,000 |
| Noninterest expense | 513,000 | 1,086,000 | 1,664,000 | 2,325,000 |
| Provision for loan losses | 12,000 | 272,000 | 272,000 | 292,000 |
| Pretax income | 175,000 | 55,000 | 207,000 | 263,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 174,000 | 54,000 | 206,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,137,000 | 4,897,000 | 5,049,000 | 5,100,000 |
| Total capital | 5,703,000 | 5,552,000 | 5,710,000 | 5,757,000 |
| Risk-weighted assets | 50,244,000 | 51,997,000 | 52,556,000 | 51,731,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF HAYFIELD — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.