Call reports 2006
CITIZENS STATE BANK OF HAYFIELD — 2006
What CITIZENS STATE BANK OF HAYFIELD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,128,000 | 52,963,000 | 51,855,000 | 53,173,000 |
| Total loans | 42,591,000 | 45,251,000 | 45,320,000 | 43,513,000 |
| Allowance for loan losses | 363,000 | 372,000 | 361,000 | 367,000 |
| Securities available for sale | 2,223,000 | 2,159,000 | 2,122,000 | 2,346,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,775,000 | 46,492,000 | 42,166,000 | 46,930,000 |
| Interest-bearing deposits | 35,856,000 | 39,830,000 | 36,569,000 | 39,787,000 |
| Noninterest-bearing deposits | 6,919,000 | 6,662,000 | 5,597,000 | 7,143,000 |
| Equity capital | 4,175,000 | 4,272,000 | 4,428,000 | 4,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,743,000 | 2,693,000 | 3,659,000 |
| Interest expense | 241,000 | 504,000 | 833,000 | 1,178,000 |
| Net interest income | 593,000 | 1,239,000 | 1,860,000 | 2,481,000 |
| Noninterest income | 83,000 | 165,000 | 233,000 | 310,000 |
| Noninterest expense | 430,000 | 866,000 | 1,304,000 | 1,810,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 237,000 | 520,000 | 762,000 | 945,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 236,000 | 519,000 | 761,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,234,000 | 4,346,000 | 4,473,000 | 4,560,000 |
| Total capital | 4,597,000 | 4,718,000 | 4,834,000 | 4,927,000 |
| Risk-weighted assets | 42,671,000 | 46,120,000 | 46,222,000 | 44,571,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF HAYFIELD — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.