Call reports 2026
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2026
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 95,320,000 | 96,667,000 |
| Total loans | 59,880,000 | 66,065,000 |
| Allowance for loan losses | 886,000 | 886,000 |
| Securities available for sale | 17,304,000 | 17,246,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 87,102,000 | 87,793,000 |
| Interest-bearing deposits | 62,206,000 | 64,663,000 |
| Noninterest-bearing deposits | 24,896,000 | 23,130,000 |
| Equity capital | 8,043,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,294,000 | 2,666,000 |
| Interest expense | 293,000 | 581,000 |
| Net interest income | 1,001,000 | 2,085,000 |
| Noninterest income | 107,000 | 214,000 |
| Noninterest expense | 484,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 624,000 | 1,179,000 |
| Income tax | 13,000 | 35,000 |
| Net income | 611,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,301,000 | 10,834,000 |