Call reports 2025
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2025
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,270,000 | 91,442,000 | 89,087,000 | 88,056,000 |
| Total loans | 54,640,000 | 55,304,000 | 58,936,000 | 59,887,000 |
| Allowance for loan losses | 896,000 | 891,000 | 891,000 | 890,000 |
| Securities available for sale | 18,025,000 | 17,855,000 | 17,901,000 | 17,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,563,000 | 84,232,000 | 81,314,000 | 80,303,000 |
| Interest-bearing deposits | 58,902,000 | 63,552,000 | 58,794,000 | 56,555,000 |
| Noninterest-bearing deposits | 20,661,000 | 20,680,000 | 22,520,000 | 23,748,000 |
| Equity capital | 6,535,000 | 7,045,000 | 7,596,000 | 7,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,357,000 | 3,671,000 | 4,964,000 |
| Interest expense | 269,000 | 559,000 | 860,000 | 1,161,000 |
| Net interest income | 874,000 | 1,798,000 | 2,811,000 | 3,803,000 |
| Noninterest income | 94,000 | 193,000 | 300,000 | 406,000 |
| Noninterest expense | 479,000 | 1,062,000 | 1,586,000 | 2,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 932,000 | 1,528,000 | 2,087,000 |
| Income tax | 14,000 | 29,000 | 54,000 | 77,000 |
| Net income | 477,000 | 903,000 | 1,474,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,210,000 | 9,636,000 | 9,856,000 | 9,691,000 |